Whether you’re an expatriate in Singapore or a Singaporean moving away for an overseas posting, international health insurance is one of the most important items to check off your to-do list.
While most employees’ overseas health insurance is covered by the employer, chances are, the coverage may not be comprehensive enough for you or your dependents. In many cases, your family members may not even enjoy the same coverage.
Moreover, healthcare costs differ from country to country. As a foreigner, healthcare subsidies may not be applicable to you in the host country, so it’s important that you and your family are adequately covered by the right kind of policy such as the FWD International Health insurance.
If you’re in the market to upgrade your international health insurance, here’s another piece of good news: The first 50 people to sign up for FWD International Health insurance get a pair of tickets to the Singapore Urban Polo on 22 February 2020. The Singapore Urban Polo is a new take on the traditional polo, with players competing to the pulsating beats by leading DJs set against Singapore’s beautiful skyline at Marina Bay South. But more on that later. First, here are the reasons why you should consider FWD International Health insurance.

8 REASONS WHY YOU NEED FWD INTERNATIONAL HEALTH INSURANCE
World-class medical facility
Besides a wide network of world-class medical facility for you to choose from, you can also request for a doctor of your choice, whether it’s a well sought-after surgeon in Europe or a specialist in China.
If needed, FWD International Health insurance also covers emergency evacuation and repatriation.
Cashless claims
Unlike employer-provided health insurance, the FWD International Health insurance lets you make cashless claims at any of its global network of medical facilities. What this means is you don’t have to worry about paying cash at any hospitals within its network because the bill will be automatically handled by FWD.
No-claim bonus
If you don’t make any hospitalisation claims for two years, your annual limit doubles, making your insurance premiums more affordable over the years.
Automatic annual limit reload
In the event that you’ve exhausted your annual limit, it will be reloaded automatically and can be used if you’re in a hospital due to an unfortunate accident.
Keep your policy active even after you move
More importantly, your policy doesn’t have to stop when you move back home or to another country; you can opt to keep your policy active for as long as you need it.
Total protection for your family for peace of mind
Up to S$500,000 payout in the event of unfortunate incidents such as accidental death and/or disability to ensure your loved ones are well taken care of.
Customisation of policy plan
Instead of paying for a pre-set plan, you can customise the coverage according to you and your family’s needs.
Worldwide medical coverage that complements your Shield plan for Singaporeans
With Integrated Shield plan addressing your local medical needs, you get up to 55% savings for global medical coverage if you opt for a deductible (your out-of-pocket amount for each year before FWD makes any payment)
For more information, click here.
SPECIAL PROMOTION
From now till 31 January 2020, the first 50 people to sign up for FWD International Health insurance will get a pair of tickets to the Singapore Urban Polo. Three lucky policy holders will also walk with an additional pair of exclusive VIP tickets worth $1,200.
Date: 22 February 2020
